{"id":89105,"date":"2022-02-19T02:03:49","date_gmt":"2022-02-19T02:03:49","guid":{"rendered":"https:\/\/monday.com\/blog\/?p=89105"},"modified":"2026-06-10T04:59:01","modified_gmt":"2026-06-10T09:59:01","slug":"budget-template-google-sheets","status":"publish","type":"post","link":"https:\/\/monday.com\/blog\/project-management\/budget-template-google-sheets\/","title":{"rendered":"How to create a budget in Google Sheets: 7 budget templates"},"content":{"rendered":"<div class=\"text-block\" id=\"text-block-1\">\n<p class=\"p1\">Effectively managing your budget can reduce wasted time and resources, so you don\u2019t lose out in the long run. However, knowing where to start when it comes to balancing and budget planning can be tricky. With a budget template, you can easily track, monitor, and control money going in and out of your accounts.<\/p>\n<p class=\"p1\">There are plenty of Google Sheets budget templates, or you can customize your own from scratch. You can also use monday.com\u2019s AI Work Platform with built-in budget boards, dashboards, automations, and templates to help you get started quickly.<\/p>\n<p class=\"p1\">Regardless of which option you choose, understanding the ins and outs of using a budget template will help you make the most of it. In this article, we\u2019ll take you through the details of using different budget templates so that you can find a solution that works for you.<\/p>\n<p style=\"text-align: center\"><span data-sheets-root=\"1\"><a data-title=\"Hey there!\" data-subtitle=\"Enter your details to begin download\" data-formid=\"17953b46-aee0-4756-a4a2-73ecadf1a561\" class=\"cta-button gated-cta-button blue-button\" aria-label=\"Get the template\" href=\"https:\/\/learn.monday.com\/hubfs\/SEO%20Blog%20Gated%20Content\/Budget_Plan_Template.xlsx\" target=\"_self\">Get the template<\/a><\/span><\/p>\n\n<\/div>\n<div class=\"text-block\" id=\"text-block-2\">\n<h2 class=\"h2 text-block__title\">What is a budget template for Google Sheets?<\/h2>\n<p class=\"p1\">A budget template provides you with a clear picture of your financial situation. It outlines all your budget details, including expenses, savings, or projected earnings. A budget template shows how much money is coming into an account, whether business or personal as well as how money is being spent.<\/p>\n<p class=\"p1\">Budget templates can be broad or more narrow by either grouping spending into budgets like \u201cutilities\u201d or noting each one such as \u201cgas,\u201d \u201celectricity,\u201d \u201cinternet,\u201d and so on. This allows you to get as detailed as you want with a template.<\/p>\n\n<p class=\"p1\">While you can create your own budget planner, using a premade Google Sheets budget template can help save you time and ensure you\u2019re including all of the necessary information.<\/p>\n<a class=\"cta-button blue-button\" aria-label=\"Get template\" href=\"http:\/\/auth.monday.com\/solutions\/add_solution?solution_id=10047086\" target=\"_self\">Get template<\/a>\n<p class=\"p1\">Typically, a budget template includes areas to record the following data:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">Variable or fixed costs, such as rent, subscriptions, business credit cards, etc<\/li>\n<li class=\"li1\">Cash flow<\/li>\n<li class=\"li1\">Income or revenue<\/li>\n<li class=\"li1\">Expenditures<\/li>\n<li class=\"li1\">Profit<\/li>\n<li class=\"li1\">One-off costs<\/li>\n<li class=\"li1\">Losses<\/li>\n<\/ul>\n<p class=\"p1\">Some templates also include things like charts, projected weekly, monthly, or yearly budgets, savings, calendars, and more. After using a budget planner over time, you\u2019ll be able to manage your finances by tracking trends, forecasting future spending, and finding more areas for saving.<\/p>\n\n<\/div>\n<div class=\"text-block\" id=\"text-block-3\">\n<h2 class=\"h2 text-block__title\">Why use a Google Sheets budget template?<\/h2>\n<p class=\"p1\">Google Sheets budget templates are beneficial for a very good reason: they help you make the budgeting process quicker and simpler. However, that\u2019s not the only benefit you\u2019ll get with a budget template. Here\u2019s a look at why you should use a Google Sheets budget template to track your finances:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><b>Visualize your entire budget in one place:<\/b> Instead of moving between platforms, you can track all your spending, costs, and allotted budget in the same location<\/li>\n<li class=\"li1\"><b>Track spending efficiently:<\/b> Keep track of your <a href=\"https:\/\/monday.com\/blog\/project-management\/cost-management\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s2\">cost management<\/span><\/a> by accessing this information from anywhere at any time<\/li>\n<li class=\"li1\"><b>Highlight important data:<\/b> This is especially important if people other than you, like a consultant or accountant, will also be accessing the budget<\/li>\n<li class=\"li1\"><b>Share budget updates:<\/b> A digital budget planner is a great way to share that information with external stakeholders<\/li>\n<li class=\"li1\"><b>Improved accuracy:<\/b> Avoid costly mistakes in your budget by relying on built-in formulas in a Google Sheet<\/li>\n<li class=\"li1\"><b>More customization options:<\/b> You can alter a Google Sheet budget template to your liking to make it fit your specific budgeting needs<\/li>\n<\/ul>\n<p class=\"p1\">While Google Sheets templates are reliable and customizable, they\u2019re not always as collaborative or connected as a dedicated work platform.<\/p>\n<blockquote>\n<p class=\"p1\"><strong>With monday.com, teams can share budget boards with external users, control permission levels, collect feedback, and keep budget updates connected to the work they support.<\/strong><\/p>\n<\/blockquote>\n<p class=\"p1\">A bit later on, we\u2019ll take a closer look at the benefits of using monday.com\u2019s AI Work Platform alongside, or instead of, a Google Sheets budget template.<\/p>\n\n<\/div>\n<div class=\"text-block\" id=\"text-block-4\">\n<h2 class=\"h2 text-block__title\">How to create a budget template for Google Sheets?<\/h2>\n<p class=\"p1\">Budgets come in different shapes and sizes depending on the use case. If you don\u2019t find one that fits your needs, you can always create your own free budget template from scratch. It may be a little time-consuming, but you\u2019ll end up with a sheet that\u2019s entirely tailored to your specific budgeting needs. To create your own budget template, follow these basic steps:<\/p>\n<ol class=\"ol1\">\n<li class=\"li1\">Open a new sheet in Google Sheets<\/li>\n<li class=\"li1\">Decide on the budget categories and parameters you want to include, like income, expenses, spending, savings, etc<\/li>\n<li class=\"li1\">Settle on a budget period, like weekly, monthly, quarterly, or daily, and build out columns accordingly<\/li>\n<li class=\"li1\">Add in formulas where appropriate to cut down on time spent calculating budget parameters<\/li>\n<li class=\"li1\">Input financial information and data like costs and numbers to start building your planner, and then continuously update it as necessary<\/li>\n<\/ol>\n<p class=\"p1\">Of course, building your own template takes much more time and effort than simply starting with one. Before you build your own, consider which premade template might be helpful for you. Let\u2019s go over some of the more common Google Sheets budget template types to give you an idea.<\/p>\n<h3 class=\"p3\">Default Google Sheets budget templates<\/h3>\n\n<img width=\"1024\" height=\"458\" src=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-13.48.45-1024x458.png\" class=\"attachment-large size-large\" alt=\"google sheets budget template example\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-13.48.45-1024x458.png 1024w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-13.48.45-300x134.png 300w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-13.48.45-768x343.png 768w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-13.48.45-1536x687.png 1536w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-13.48.45-2048x916.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n<p class=\"p1\">Google Sheets has a few free budget template options for budgeting, such as an annual budget template, a monthly budget template, and an expense report. To access this template, open a new Google Sheet, go to <b>File \u2192\u00a0 New \u2192 From template gallery,<\/b> and select the right one. However, most of these templates are designed for personal use. For businesses, you\u2019ll need something with a little more detail.<\/p>\n<h3 class=\"p2\">Annual budget template<\/h3>\n<p>With an annual business budget template, you get a top-level overview of spending across the year.<\/p>\n\n<img width=\"1024\" height=\"756\" src=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.26.10-1024x756.png\" class=\"attachment-large size-large\" alt=\"monthly budget template example\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.26.10-1024x756.png 1024w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.26.10-300x222.png 300w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.26.10-768x567.png 768w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.26.10.png 1246w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n<p class=\"p1\"><span class=\"s1\">(<a href=\"https:\/\/www.generalblue.com\/annual-business-budget-template\/p\/tk32gmy7v\" target=\"_blank\" rel=\"nofollow noopener\"><span class=\"s2\">Image Source<\/span><\/a>)<\/span><\/p>\n<p class=\"p3\">Because of the amount of information it contains, it\u2019s great for getting an overview of the bigger picture. If you want something easier to digest, consider a monthly budget template.<\/p>\n<h3 class=\"p1\">Monthly budget template<\/h3>\n<p class=\"p2\">For personal finance, the monthly budget Google Sheet template isn\u2019t a bad option. It outlines all your monthly expenses, your monthly income, your savings, and your start\/end balance.<\/p>\n\n<img width=\"1024\" height=\"481\" src=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-105-1-1024x481.png\" class=\"attachment-large size-large\" alt=\"monthly budget template example\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-105-1-1024x481.png 1024w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-105-1-768x361.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n<p>(Image Source: Google Sheets)<\/p>\n<p class=\"p1\">That said, if you want something you can use for business purposes, you might need a template with a bit more detail. A good monthly budget template allows you to track your monthly spending across the business. You can see all your outgoing costs and incoming revenue, categorize and color-code to track expenses and make sure that you\u2019re not overspending.<\/p>\n<h3 class=\"p2\">Budget tracking template<\/h3>\n<p class=\"p1\">A budget tracking template helps you with financial planning. It shows you how much you\u2019re spending in relation to your budget, making it easier to keep your spending in check.<\/p>\n\n<img width=\"1024\" height=\"495\" src=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-106-1-1024x495.png\" class=\"attachment-large size-large\" alt=\"budget plan monday.com\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-106-1-1024x495.png 1024w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-106-1-300x145.png 300w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-106-1-768x371.png 768w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-106-1.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n<p class=\"p1\">Depending on the template you use, you can break your budgets down into different departments. For example, you can track all operational expenses against your operations budget. This gives you a deeper insight into where your spending is going and how you can best allocate your resources.<\/p>\n<h3 class=\"p2\">Marketing budget template<\/h3>\n<p class=\"p1\">Track your marketing costs and budget allocation with a marketing budget template. With this template, you can align your marketing efforts with quarterly and yearly spending goals.<\/p>\n\n<img width=\"1024\" height=\"593\" src=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-107-1-1024x593.png\" class=\"attachment-large size-large\" alt=\"marketing budget monday.com\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-107-1-1024x593.png 1024w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-107-1-300x174.png 300w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-107-1-768x445.png 768w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Untitled-107-1.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n<p class=\"p1\">If you use <a href=\"https:\/\/monday.com\/\">monday.com\u2019s<\/a> marketing budget template, you can connect campaign and spending data in one place, making it easier to see whether you\u2019re over or under budget. This helps teams make faster, more informed decisions about marketing spend and resource allocation.<\/p>\n<a class=\"cta-button blue-button\" aria-label=\"Get template\" href=\"http:\/\/auth.monday.com\/solutions\/add_solution?solution_id=10047086\" target=\"_self\">Get template<\/a>\n<h3 class=\"p1\">Income and expense template<\/h3>\n<p class=\"p2\">Keep up to date on payments coming in and going out of your business with an income and <a href=\"https:\/\/monday.com\/blog\/project-management\/excel-spreadsheet-for-business-expenses\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s1\">business expense template<\/span><\/a>. With this template, you can better manage your cash flow and be proactive with your finances.<\/p>\n\n<img width=\"1024\" height=\"511\" src=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.17.26-1024x511.png\" class=\"attachment-large size-large\" alt=\"expense report monday.com\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.17.26-1024x511.png 1024w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.17.26-300x150.png 300w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.17.26-768x383.png 768w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.17.26-1536x766.png 1536w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.17.26-2048x1022.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n<p class=\"p1\">Income and expense templates are good for accounting purposes to help you track money moving in and out of accounts, but they don\u2019t give you a big picture like an annual or monthly budget template.<\/p>\n\n<\/div>\n<div class=\"text-block\" id=\"text-block-5\">\n<h2 class=\"h2 text-block__title\">monday.com\u2019s budget template for Google Sheets<\/h2>\n<p class=\"p1\">monday.com gives you the familiar structure of a budget template with added capabilities for collaboration, visibility, automation, and real-time updates. Teams can use monday.com alongside existing spreadsheets or move budget tracking into a connected workspace where budgets, owners, tasks, and updates live together.<\/p>\n\n<img width=\"1024\" height=\"514\" src=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.41.53-1024x514.png\" class=\"attachment-large size-large\" alt=\"monday.com budget plan dashboard\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.41.53-1024x514.png 1024w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.41.53-300x151.png 300w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.41.53-768x385.png 768w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.41.53-1536x771.png 1536w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.41.53-2048x1028.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n<p class=\"p1\">With monday.com\u2019s AI Work Platform, teams can start with a ready-made budget template, add financial information, assign owners, track spending, and view budget data in dashboards. The platform is designed to make budget planning easier to manage collaboratively, even for teams that do not live in spreadsheets all day.<\/p>\n<h3 class=\"p2\">Customizable template<\/h3>\n\n<img width=\"1024\" height=\"479\" src=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.52.08-1024x479.png\" class=\"attachment-large size-large\" alt=\"monday.com budget template\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.52.08-1024x479.png 1024w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.52.08-300x140.png 300w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.52.08-768x359.png 768w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.52.08-1536x718.png 1536w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.52.08-2048x958.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n<p class=\"p1\">Our intuitive and customizable budget template lets you track expenses, highlight important data, and analyze your spending habits your own way. You can easily customize the template to suit your needs by adding <span class=\"s1\">columns and labels<\/span>, creating custom automations, assigning payments to a specific budget category, and even integrating with external platforms to track costs in real time.<\/p>\n<h3 class=\"p2\">Manage all aspects of your budget and workflow<\/h3>\n<p>&nbsp;<\/p>\n\n<img width=\"1024\" height=\"517\" src=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.49.59-1024x517.png\" class=\"attachment-large size-large\" alt=\"Screenshot of budget plan in monday.com.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.49.59-1024x517.png 1024w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.49.59-300x152.png 300w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.49.59-768x388.png 768w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.49.59-1536x776.png 1536w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Screen-Shot-2023-09-26-at-15.49.59-2048x1035.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n<p class=\"p1\">monday.com\u2019s AI Work Platform helps teams manage budget tracking alongside the work connected to that budget. Teams can connect spending, tasks, approvals, owners, and timelines in one place, then use dashboards to see critical budget data at a glance.<\/p>\n<h3 class=\"p1\">Automate your budget without using formulas<\/h3>\n\n<img width=\"1024\" height=\"576\" src=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Automation-1-1024x576.jpg\" class=\"attachment-large size-large\" alt=\"automations in monday.com\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Automation-1-1024x576.jpg 1024w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Automation-1-300x169.jpg 300w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Automation-1-768x432.jpg 768w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Automation-1-1536x864.jpg 1536w, https:\/\/monday.com\/blog\/wp-content\/uploads\/2022\/02\/Automation-1-2048x1152.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n<p class=\"p1\">Google Sheets formulas can help calculate costs, but they do not manage the follow-up work around a budget. With monday.com, teams can use no-code automations to send payment reminders, notify owners when spending approaches a limit, update statuses, or assign next steps to the right person.<\/p>\n<a class=\"cta-button blue-button\" aria-label=\"Get template\" href=\"http:\/\/auth.monday.com\/solutions\/add_solution?solution_id=10047086\" target=\"_self\">Get template<\/a>\n\n<\/div>\n<div class=\"text-block\" id=\"text-block-6\">\n<h2 class=\"h2 text-block__title\">Tips &amp; tricks for successfully executing the budgeting process<\/h2>\n<p class=\"p1\">Effectively managing a budget is easier said than done. While what works for one person or company may not be as effective for another, there are still tips and best practices you can apply to use any budget template to its full potential and ensure you\u2019re making the most of the budgeting process.<\/p>\n<h3 class=\"p2\">Prioritize your spending<\/h3>\n<p class=\"p1\">Being able to prioritize where to <a href=\"https:\/\/monday.com\/blog\/project-management\/project-budget\/\"><span class=\"s1\">allocate your budget<\/span><\/a> and resources ensures that your project runs as smoothly and efficiently as possible. To effectively prioritize your spending, follow these simple steps:<\/p>\n<ol class=\"ol1\">\n<li class=\"li1\">Make a list of outgoing cash flow.<\/li>\n<li class=\"li1\">Highlight the essential payments and figure out the total amount.<\/li>\n<li class=\"li1\">Once you\u2019ve got a handle on the essential payments and how much they\u2019ll cost, you can prioritize these costs.<\/li>\n<\/ol>\n<p class=\"p1\"><strong>These costs are non-negotiable, so take them into account before spending in other areas. In monday.com, you can flag these payments in your budget board so they\u2019re easy to spot and prioritize.<\/strong><\/p>\n<h3 class=\"p2\">Automate parts of the process<\/h3>\n<p class=\"p1\">Automation can help you streamline the entire budget management process. For example, you can:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">Set due-date reminders to prompt you before payments are due<\/li>\n<li class=\"li1\">Create dependencies to automatically assign tasks and deadlines<\/li>\n<li class=\"li1\">Streamline recurring administrative actions <span style=\"font-weight: 400\">like assigning tasks or setting follow-up reminders<\/span><\/li>\n<\/ul>\n<p class=\"p1\">Ultimately, all of these automations save you valuable time. You\u2019ll spend less time checking due dates and making payments and more time managing your budget proactively.<\/p>\n<h3 class=\"p2\">Use a work management platform for real-time access to your expenses<\/h3>\n<p class=\"p1\">Using monday.com helps you manage your budget in relation to the work it supports. Teams can track time, tasks, owners, approvals, and spending in one place, making it easier to see where the budget is going and how it affects the broader workflow. That bigger-picture view can help teams spot overspending, adjust priorities, and make more informed decisions.<\/p>\n<p class=\"p1\">On monday.com, you can track hours in real-time to see if more time and budget are being spent on certain tasks or track habits across work tasks to help cut down on costs. By viewing your budget holistically across your global operations, you can see how it impacts your workflow, and vice versa.<\/p>\n<a class=\"cta-button blue-button\" aria-label=\"Get template\" href=\"http:\/\/auth.monday.com\/solutions\/add_solution?solution_id=10047086\" target=\"_self\">Get template<\/a>\n<div class=\"acf-input-prepend\"><div class=\"accordion faq\" id=\"faq-budget-templates\">\n  <h2 class=\"accordion__heading section-title text-left\">FAQs about budget templates for Google Sheets<\/h2>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-1\" aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">What is a budget plan?        \n          \n        \n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-1\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>A budget plan, sometimes called a spending plan, outlines how your budget will be spent. It helps you figure out if you have the budget to do what needs to be done, and how your budget should be spent to reach your financial goals.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-2\" aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">Is there a budget template in Google Sheets?        \n          \n        \n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-2\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>Yes, there is an annual budget template designed for personal use. There\u2019s also a single-month budget template and an expense report template included by default.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-3\" aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">How do I make a budget spreadsheet?        \n          \n        \n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-3\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>How to make a budget spreadsheet varies from business to business, so there\u2019s no set formula. However, most budget spreadsheets include parameters like revenue, expenses, profit, loss, and outgoing costs. If you want to use Google Sheets, you can choose one of the ready-made templates. If you\u2019d prefer to use an interactive budget template, take a look at monday.com.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-4\" aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">What is the 50 20 30 budget rule?        \n          \n        \n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-4\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>The 50-30-20 budget rule says that you should spend up to 50% of your after-tax monthly income on things you actually need, save 20%, and spend the remaining 30% on things you want but don\u2019t necessarily need. If you owe money you should spend a portion of that 30% on debt repayment.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-5\" aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">Is there a free budget template?        \n          \n        \n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-5\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>Yes, absolutely. Google Sheets has several pre-made templates for you to try out. There are also budgeting apps that integrate with major banks (even if you\u2019re not using dollars and live outside the US) and can automatically split your spending into categories and display everything visually. monday.com offers several budget templates to help on your budgeting journey.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-6\" aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">How to budget for beginners?         \n          \n        \n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-6\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>It\u2019s easier than you might think First, figure out your after-tax income. Second, choose a system or a budget app you want to use. Third, create spending categories and break down your sheet by week. Then, write down all of your spending into the sheet or app, and finally - analyze month to month and create a plan for the next 3-6 months.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-7\" aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">How does monday.com help with budget templates?        \n          \n        \n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-7\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>monday.com helps teams manage budget templates with customizable boards, dashboards, automations, owner assignments, status tracking, and integrations. Teams can track budget data alongside the tasks, approvals, and timelines connected to that budget.<\/p>\n    <\/div>\n  <\/div>\n  {\n    \"@context\": \"https:\\\/\\\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"mainEntity\": [\n        {\n            \"@type\": \"Question\",\n            \"name\": \"What is a budget plan?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>A budget plan, sometimes called a spending plan, outlines how your budget will be spent. It helps you figure out if you have the budget to do what needs to be done, and how your budget should be spent to reach your financial goals.\\n\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"Is there a budget template in Google Sheets?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>Yes, there is an annual budget template designed for personal use. There\\u2019s also a single-month budget template and an expense report template included by default.\\n\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"How do I make a budget spreadsheet?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>How to make a budget spreadsheet varies from business to business, so there\\u2019s no set formula. However, most budget spreadsheets include parameters like revenue, expenses, profit, loss, and outgoing costs. If you want to use Google Sheets, you can choose one of the ready-made templates. If you\\u2019d prefer to use an interactive budget template, take a look at monday.com.\\n\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"What is the 50 20 30 budget rule?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>The 50-30-20 budget rule says that you should spend up to 50% of your after-tax monthly income on things you actually need, save 20%, and spend the remaining 30% on things you want but don\\u2019t necessarily need. If you owe money you should spend a portion of that 30% on debt repayment.\\n\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"Is there a free budget template?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>Yes, absolutely. Google Sheets has several pre-made templates for you to try out. There are also budgeting apps that integrate with major banks (even if you\\u2019re not using dollars and live outside the US) and can automatically split your spending into categories and display everything visually. monday.com offers several budget templates to help on your budgeting journey.\\n\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"How to budget for beginners? \",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>It\\u2019s easier than you might think First, figure out your after-tax income. Second, choose a system or a budget app you want to use. Third, create spending categories and break down your sheet by week. Then, write down all of your spending into the sheet or app, and finally - analyze month to month and create a plan for the next 3-6 months.\\n\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"How does monday.com help with budget templates?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>monday.com helps teams manage budget templates with customizable boards, dashboards, automations, owner assignments, status tracking, and integrations. Teams can track budget data alongside the tasks, approvals, and timelines connected to that budget.\\n\"\n            }\n        }\n    ]\n}<\/div>\n<\/div>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Failing to manage budgets effectively can lead to wasted time and resources, and it can even cause you to lose money in the long run. Luckily, using a budget template can help you track, monitor, and control your spending. You just have to know when and how to use it &#8230;<\/p>\n","protected":false},"author":4,"featured_media":348280,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"pages\/cornerstone-primary.php","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_title":"How to Create a Budget in Google Sheets [7 Budget Templates]","_yoast_wpseo_metadesc":"Explore various Google Sheets budget templates and other budget planning platforms, and learn how to use them to manage your budget more efficiently.","monday_item_id":18041403625,"monday_board_id":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[13904],"tags":[],"class_list":["post-89105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-project-management"],"acf":{"lobby_image":false,"post_thumbnail_title":"","hide_post_info":false,"hide_bottom_cta":false,"hide_from_blog":false,"cluster":"","display_dates":"updated","banner_url":"https:\/\/auth.monday.com\/users\/sign_up_new\" target=","main_text_banner":"Try monday.com budget template","sub_title_banner":"Join the 152K+ customers that use monday.com","sub_title_banner_second":"","banner_button_text":"","below_banner_line":"","use_customized_cta":false,"display_subscribe_widget":false,"custom_schema_code":"","post_date":"20260520","landing_page_layout":false,"featured_image_link":"","activate_cta_banner":false,"sections":[{"acf_fc_layout":"content_1","blocks":[{"main_heading":"","content_block":[{"acf_fc_layout":"text","content":"<p class=\"p1\">Effectively managing your budget can reduce wasted time and resources, so you don\u2019t lose out in the long run. However, knowing where to start when it comes to balancing and budget planning can be tricky. With a budget template, you can easily track, monitor, and control money going in and out of your accounts.<\/p>\n<p class=\"p1\">There are plenty of Google Sheets budget templates, or you can customize your own from scratch. You can also use monday.com\u2019s AI Work Platform with built-in budget boards, dashboards, automations, and templates to help you get started quickly.<\/p>\n<p class=\"p1\">Regardless of which option you choose, understanding the ins and outs of using a budget template will help you make the most of it. In this article, we\u2019ll take you through the details of using different budget templates so that you can find a solution that works for you.<\/p>\n<p style=\"text-align: center;\"><span data-sheets-root=\"1\"><a data-title=\"Hey there!\" data-subtitle=\"Enter your details to begin download\" data-formid=\"17953b46-aee0-4756-a4a2-73ecadf1a561\" class=\"cta-button gated-cta-button blue-button\" aria-label=\"Get the template\" href=\"https:\/\/learn.monday.com\/hubfs\/SEO%20Blog%20Gated%20Content\/Budget_Plan_Template.xlsx\" target=\"_self\">Get the template<\/a><\/span><\/p>\n"},{"acf_fc_layout":"monday_templates","title":"Check out our other templates","monday_template":[239735,239701,239720],"display":"row"}]},{"main_heading":"What is a budget template for Google Sheets?","content_block":[{"acf_fc_layout":"text","content":"<p class=\"p1\">A budget template provides you with a clear picture of your financial situation. It outlines all your budget details, including expenses, savings, or projected earnings. A budget template shows how much money is coming into an account, whether business or personal as well as how money is being spent.<\/p>\n<p class=\"p1\">Budget templates can be broad or more narrow by either grouping spending into budgets like \u201cutilities\u201d or noting each one such as \u201cgas,\u201d \u201celectricity,\u201d \u201cinternet,\u201d and so on. This allows you to get as detailed as you want with a template.<\/p>\n"},{"acf_fc_layout":"text","content":"<p class=\"p1\">While you can create your own budget planner, using a premade Google Sheets budget template can help save you time and ensure you\u2019re including all of the necessary information.<\/p>\n<a class=\"cta-button blue-button\" aria-label=\"Get template\" href=\"http:\/\/auth.monday.com\/solutions\/add_solution?solution_id=10047086\" target=\"_self\">Get template<\/a>\n<p class=\"p1\">Typically, a budget template includes areas to record the following data:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">Variable or fixed costs, such as rent, subscriptions, business credit cards, etc<\/li>\n<li class=\"li1\">Cash flow<\/li>\n<li class=\"li1\">Income or revenue<\/li>\n<li class=\"li1\">Expenditures<\/li>\n<li class=\"li1\">Profit<\/li>\n<li class=\"li1\">One-off costs<\/li>\n<li class=\"li1\">Losses<\/li>\n<\/ul>\n<p class=\"p1\">Some templates also include things like charts, projected weekly, monthly, or yearly budgets, savings, calendars, and more. After using a budget planner over time, you\u2019ll be able to manage your finances by tracking trends, forecasting future spending, and finding more areas for saving.<\/p>\n"}]},{"main_heading":"Why use a Google Sheets budget template?","content_block":[{"acf_fc_layout":"text","content":"<p class=\"p1\">Google Sheets budget templates are beneficial for a very good reason: they help you make the budgeting process quicker and simpler. However, that\u2019s not the only benefit you\u2019ll get with a budget template. Here\u2019s a look at why you should use a Google Sheets budget template to track your finances:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><b>Visualize your entire budget in one place:<\/b> Instead of moving between platforms, you can track all your spending, costs, and allotted budget in the same location<\/li>\n<li class=\"li1\"><b>Track spending efficiently:<\/b> Keep track of your <a href=\"https:\/\/monday.com\/blog\/project-management\/cost-management\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s2\">cost management<\/span><\/a> by accessing this information from anywhere at any time<\/li>\n<li class=\"li1\"><b>Highlight important data:<\/b> This is especially important if people other than you, like a consultant or accountant, will also be accessing the budget<\/li>\n<li class=\"li1\"><b>Share budget updates:<\/b> A digital budget planner is a great way to share that information with external stakeholders<\/li>\n<li class=\"li1\"><b>Improved accuracy:<\/b> Avoid costly mistakes in your budget by relying on built-in formulas in a Google Sheet<\/li>\n<li class=\"li1\"><b>More customization options:<\/b> You can alter a Google Sheet budget template to your liking to make it fit your specific budgeting needs<\/li>\n<\/ul>\n<p class=\"p1\">While Google Sheets templates are reliable and customizable, they\u2019re not always as collaborative or connected as a dedicated work platform.<\/p>\n<blockquote>\n<p class=\"p1\"><strong>With monday.com, teams can share budget boards with external users, control permission levels, collect feedback, and keep budget updates connected to the work they support.<\/strong><\/p>\n<\/blockquote>\n<p class=\"p1\">A bit later on, we\u2019ll take a closer look at the benefits of using monday.com\u2019s AI Work Platform alongside, or instead of, a Google Sheets budget template.<\/p>\n"}]},{"main_heading":"How to create a budget template for Google Sheets?","content_block":[{"acf_fc_layout":"text","content":"<p class=\"p1\">Budgets come in different shapes and sizes depending on the use case. If you don\u2019t find one that fits your needs, you can always create your own free budget template from scratch. It may be a little time-consuming, but you\u2019ll end up with a sheet that\u2019s entirely tailored to your specific budgeting needs. To create your own budget template, follow these basic steps:<\/p>\n<ol class=\"ol1\">\n<li class=\"li1\">Open a new sheet in Google Sheets<\/li>\n<li class=\"li1\">Decide on the budget categories and parameters you want to include, like income, expenses, spending, savings, etc<\/li>\n<li class=\"li1\">Settle on a budget period, like weekly, monthly, quarterly, or daily, and build out columns accordingly<\/li>\n<li class=\"li1\">Add in formulas where appropriate to cut down on time spent calculating budget parameters<\/li>\n<li class=\"li1\">Input financial information and data like costs and numbers to start building your planner, and then continuously update it as necessary<\/li>\n<\/ol>\n<p class=\"p1\">Of course, building your own template takes much more time and effort than simply starting with one. Before you build your own, consider which premade template might be helpful for you. Let\u2019s go over some of the more common Google Sheets budget template types to give you an idea.<\/p>\n<h3 class=\"p3\">Default Google Sheets budget templates<\/h3>\n"},{"acf_fc_layout":"image","image_type":"normal","image":138505,"image_link":""},{"acf_fc_layout":"text","content":"<p class=\"p1\">Google Sheets has a few free budget template options for budgeting, such as an annual budget template, a monthly budget template, and an expense report. To access this template, open a new Google Sheet, go to <b>File \u2192\u00a0 New \u2192 From template gallery,<\/b> and select the right one. However, most of these templates are designed for personal use. For businesses, you\u2019ll need something with a little more detail.<\/p>\n<h3 class=\"p2\">Annual budget template<\/h3>\n<p>With an annual business budget template, you get a top-level overview of spending across the year.<\/p>\n"},{"acf_fc_layout":"image","image_type":"normal","image":138493,"image_link":""},{"acf_fc_layout":"text","content":"<p class=\"p1\"><span class=\"s1\">(<a href=\"https:\/\/www.generalblue.com\/annual-business-budget-template\/p\/tk32gmy7v\" target=\"_blank\" rel=\"nofollow noopener\"><span class=\"s2\">Image Source<\/span><\/a>)<\/span><\/p>\n<p class=\"p3\">Because of the amount of information it contains, it\u2019s great for getting an overview of the bigger picture. If you want something easier to digest, consider a monthly budget template.<\/p>\n<h3 class=\"p1\">Monthly budget template<\/h3>\n<p class=\"p2\">For personal finance, the monthly budget Google Sheet template isn\u2019t a bad option. It outlines all your monthly expenses, your monthly income, your savings, and your start\/end balance.<\/p>\n"},{"acf_fc_layout":"image","image_type":"normal","image":138487,"image_link":""},{"acf_fc_layout":"text","content":"<p>(Image Source: Google Sheets)<\/p>\n<p class=\"p1\">That said, if you want something you can use for business purposes, you might need a template with a bit more detail. A good monthly budget template allows you to track your monthly spending across the business. You can see all your outgoing costs and incoming revenue, categorize and color-code to track expenses and make sure that you\u2019re not overspending.<\/p>\n<h3 class=\"p2\">Budget tracking template<\/h3>\n<p class=\"p1\">A budget tracking template helps you with financial planning. It shows you how much you\u2019re spending in relation to your budget, making it easier to keep your spending in check.<\/p>\n"},{"acf_fc_layout":"image","image_type":"normal","image":138481,"image_link":""},{"acf_fc_layout":"text","content":"<p class=\"p1\">Depending on the template you use, you can break your budgets down into different departments. For example, you can track all operational expenses against your operations budget. This gives you a deeper insight into where your spending is going and how you can best allocate your resources.<\/p>\n<h3 class=\"p2\">Marketing budget template<\/h3>\n<p class=\"p1\">Track your marketing costs and budget allocation with a marketing budget template. With this template, you can align your marketing efforts with quarterly and yearly spending goals.<\/p>\n"},{"acf_fc_layout":"image","image_type":"normal","image":138475,"image_link":""},{"acf_fc_layout":"text","content":"<p class=\"p1\">If you use <a href=\"https:\/\/monday.com\/\">monday.com\u2019s<\/a> marketing budget template, you can connect campaign and spending data in one place, making it easier to see whether you\u2019re over or under budget. This helps teams make faster, more informed decisions about marketing spend and resource allocation.<\/p>\n<a class=\"cta-button blue-button\" aria-label=\"Get template\" href=\"http:\/\/auth.monday.com\/solutions\/add_solution?solution_id=10047086\" target=\"_self\">Get template<\/a>\n<h3 class=\"p1\">Income and expense template<\/h3>\n<p class=\"p2\">Keep up to date on payments coming in and going out of your business with an income and <a href=\"https:\/\/monday.com\/blog\/project-management\/excel-spreadsheet-for-business-expenses\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s1\">business expense template<\/span><\/a>. With this template, you can better manage your cash flow and be proactive with your finances.<\/p>\n"},{"acf_fc_layout":"image","image_type":"normal","image":138499,"image_link":""},{"acf_fc_layout":"text","content":"<p class=\"p1\">Income and expense templates are good for accounting purposes to help you track money moving in and out of accounts, but they don\u2019t give you a big picture like an annual or monthly budget template.<\/p>\n"}]},{"main_heading":"monday.com\u2019s budget template for Google Sheets","content_block":[{"acf_fc_layout":"text","content":"<p class=\"p1\">monday.com gives you the familiar structure of a budget template with added capabilities for collaboration, visibility, automation, and real-time updates. Teams can use monday.com alongside existing spreadsheets or move budget tracking into a connected workspace where budgets, owners, tasks, and updates live together.<\/p>\n"},{"acf_fc_layout":"image","image_type":"normal","image":138511,"image_link":""},{"acf_fc_layout":"text","content":"<p class=\"p1\">With monday.com\u2019s AI Work Platform, teams can start with a ready-made budget template, add financial information, assign owners, track spending, and view budget data in dashboards. The platform is designed to make budget planning easier to manage collaboratively, even for teams that do not live in spreadsheets all day.<\/p>\n<h3 class=\"p2\">Customizable template<\/h3>\n"},{"acf_fc_layout":"image","image_type":"normal","image":138524,"image_link":""},{"acf_fc_layout":"text","content":"<p class=\"p1\">Our intuitive and customizable budget template lets you track expenses, highlight important data, and analyze your spending habits your own way. You can easily customize the template to suit your needs by adding <span class=\"s1\">columns and labels<\/span>, creating custom automations, assigning payments to a specific budget category, and even integrating with external platforms to track costs in real time.<\/p>\n<h3 class=\"p2\">Manage all aspects of your budget and workflow<\/h3>\n<p>&nbsp;<\/p>\n"},{"acf_fc_layout":"image","image_type":"normal","image":138518,"image_link":""},{"acf_fc_layout":"text","content":"<p class=\"p1\">monday.com\u2019s AI Work Platform helps teams manage budget tracking alongside the work connected to that budget. Teams can connect spending, tasks, approvals, owners, and timelines in one place, then use dashboards to see critical budget data at a glance.<\/p>\n<h3 class=\"p1\">Automate your budget without using formulas<\/h3>\n"},{"acf_fc_layout":"image","image_type":"normal","image":138530,"image_link":""},{"acf_fc_layout":"text","content":"<p class=\"p1\">Google Sheets formulas can help calculate costs, but they do not manage the follow-up work around a budget. With monday.com, teams can use no-code automations to send payment reminders, notify owners when spending approaches a limit, update statuses, or assign next steps to the right person.<\/p>\n<a class=\"cta-button blue-button\" aria-label=\"Get template\" href=\"http:\/\/auth.monday.com\/solutions\/add_solution?solution_id=10047086\" target=\"_self\">Get template<\/a>\n"}]},{"main_heading":"Tips & tricks for successfully executing the budgeting process","content_block":[{"acf_fc_layout":"text","content":"<p class=\"p1\">Effectively managing a budget is easier said than done. While what works for one person or company may not be as effective for another, there are still tips and best practices you can apply to use any budget template to its full potential and ensure you\u2019re making the most of the budgeting process.<\/p>\n<h3 class=\"p2\">Prioritize your spending<\/h3>\n<p class=\"p1\">Being able to prioritize where to <a href=\"https:\/\/monday.com\/blog\/project-management\/project-budget\/\"><span class=\"s1\">allocate your budget<\/span><\/a> and resources ensures that your project runs as smoothly and efficiently as possible. To effectively prioritize your spending, follow these simple steps:<\/p>\n<ol class=\"ol1\">\n<li class=\"li1\">Make a list of outgoing cash flow.<\/li>\n<li class=\"li1\">Highlight the essential payments and figure out the total amount.<\/li>\n<li class=\"li1\">Once you\u2019ve got a handle on the essential payments and how much they\u2019ll cost, you can prioritize these costs.<\/li>\n<\/ol>\n<p class=\"p1\"><strong>These costs are non-negotiable, so take them into account before spending in other areas. In monday.com, you can flag these payments in your budget board so they\u2019re easy to spot and prioritize.<\/strong><\/p>\n<h3 class=\"p2\">Automate parts of the process<\/h3>\n<p class=\"p1\">Automation can help you streamline the entire budget management process. For example, you can:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">Set due-date reminders to prompt you before payments are due<\/li>\n<li class=\"li1\">Create dependencies to automatically assign tasks and deadlines<\/li>\n<li class=\"li1\">Streamline recurring administrative actions <span style=\"font-weight: 400;\">like assigning tasks or setting follow-up reminders<\/span><\/li>\n<\/ul>\n<p class=\"p1\">Ultimately, all of these automations save you valuable time. You\u2019ll spend less time checking due dates and making payments and more time managing your budget proactively.<\/p>\n<h3 class=\"p2\">Use a work management platform for real-time access to your expenses<\/h3>\n<p class=\"p1\">Using monday.com helps you manage your budget in relation to the work it supports. Teams can track time, tasks, owners, approvals, and spending in one place, making it easier to see where the budget is going and how it affects the broader workflow. That bigger-picture view can help teams spot overspending, adjust priorities, and make more informed decisions.<\/p>\n<p class=\"p1\">On monday.com, you can track hours in real-time to see if more time and budget are being spent on certain tasks or track habits across work tasks to help cut down on costs. By viewing your budget holistically across your global operations, you can see how it impacts your workflow, and vice versa.<\/p>\n<a class=\"cta-button blue-button\" aria-label=\"Get template\" href=\"http:\/\/auth.monday.com\/solutions\/add_solution?solution_id=10047086\" target=\"_self\">Get template<\/a>\n<div class=\"acf-input-prepend\"><div class=\"accordion faq\" id=\"faq-budget-templates\">\n  <h2 class=\"accordion__heading section-title text-left\">FAQs about budget templates for Google Sheets<\/h2>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-1\"\n      aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">What is a budget plan?        <svg class=\"angle-arrow angle-arrow--down\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n          <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z\" fill=\"black\"\/>\n        <\/svg>\n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-1\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>A budget plan, sometimes called a spending plan, outlines how your budget will be spent. It helps you figure out if you have the budget to do what needs to be done, and how your budget should be spent to reach your financial goals.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-2\"\n      aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">Is there a budget template in Google Sheets?        <svg class=\"angle-arrow angle-arrow--down\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n          <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z\" fill=\"black\"\/>\n        <\/svg>\n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-2\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>Yes, there is an annual budget template designed for personal use. There\u2019s also a single-month budget template and an expense report template included by default.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-3\"\n      aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">How do I make a budget spreadsheet?        <svg class=\"angle-arrow angle-arrow--down\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n          <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z\" fill=\"black\"\/>\n        <\/svg>\n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-3\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>How to make a budget spreadsheet varies from business to business, so there\u2019s no set formula. However, most budget spreadsheets include parameters like revenue, expenses, profit, loss, and outgoing costs. If you want to use Google Sheets, you can choose one of the ready-made templates. If you\u2019d prefer to use an interactive budget template, take a look at monday.com.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-4\"\n      aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">What is the 50 20 30 budget rule?        <svg class=\"angle-arrow angle-arrow--down\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n          <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z\" fill=\"black\"\/>\n        <\/svg>\n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-4\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>The 50-30-20 budget rule says that you should spend up to 50% of your after-tax monthly income on things you actually need, save 20%, and spend the remaining 30% on things you want but don\u2019t necessarily need. If you owe money you should spend a portion of that 30% on debt repayment.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-5\"\n      aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">Is there a free budget template?        <svg class=\"angle-arrow angle-arrow--down\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n          <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z\" fill=\"black\"\/>\n        <\/svg>\n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-5\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>Yes, absolutely. Google Sheets has several pre-made templates for you to try out. There are also budgeting apps that integrate with major banks (even if you\u2019re not using dollars and live outside the US) and can automatically split your spending into categories and display everything visually. monday.com offers several budget templates to help on your budgeting journey.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-6\"\n      aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">How to budget for beginners?         <svg class=\"angle-arrow angle-arrow--down\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n          <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z\" fill=\"black\"\/>\n        <\/svg>\n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-6\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>It\u2019s easier than you might think First, figure out your after-tax income. Second, choose a system or a budget app you want to use. Third, create spending categories and break down your sheet by week. Then, write down all of your spending into the sheet or app, and finally - analyze month to month and create a plan for the next 3-6 months.<\/p>\n    <\/div>\n  <\/div>\n    <div class=\"accordion__item\">\n    <a class=\"accordion__button d-block\" data-toggle=\"collapse\" data-parent=\"#faq-budget-templates\" href=\"#q-budget-templates-7\"\n      aria-expanded=\"false\">\n      <h3 class=\"accordion__question\">How does monday.com help with budget templates?        <svg class=\"angle-arrow angle-arrow--down\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n          <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z\" fill=\"black\"\/>\n        <\/svg>\n      <\/h3>\n    <\/a>\n    <div id=\"q-budget-templates-7\" class=\"accordion__answer collapse collapse--md\" data-parent=\"#faq-budget-templates\">\n      <p>monday.com helps teams manage budget templates with customizable boards, dashboards, automations, owner assignments, status tracking, and integrations. Teams can track budget data alongside the tasks, approvals, and timelines connected to that budget.<\/p>\n    <\/div>\n  <\/div>\n  <script type='application\/ld+json'>{\n    \"@context\": \"https:\\\/\\\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"mainEntity\": [\n        {\n            \"@type\": \"Question\",\n            \"name\": \"What is a budget plan?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"<p>A budget plan, sometimes called a spending plan, outlines how your budget will be spent. 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There\u2019s also a single-month budget template and an expense report template included by default.<\/p>\n"},{"question":"How do I make a budget spreadsheet?","answer":"<p>How to make a budget spreadsheet varies from business to business, so there\u2019s no set formula. However, most budget spreadsheets include parameters like revenue, expenses, profit, loss, and outgoing costs. If you want to use Google Sheets, you can choose one of the ready-made templates. If you\u2019d prefer to use an interactive budget template, take a look at monday.com.<\/p>\n"},{"question":"What is the 50 20 30 budget rule?","answer":"<p>The 50-30-20 budget rule says that you should spend up to 50% of your after-tax monthly income on things you actually need, save 20%, and spend the remaining 30% on things you want but don\u2019t necessarily need. If you owe money you should spend a portion of that 30% on debt repayment.<\/p>\n"},{"question":"Is there a free budget template?","answer":"<p>Yes, absolutely. Google Sheets has several pre-made templates for you to try out. There are also budgeting apps that integrate with major banks (even if you\u2019re not using dollars and live outside the US) and can automatically split your spending into categories and display everything visually. monday.com offers several budget templates to help on your budgeting journey.<\/p>\n"},{"question":"How to budget for beginners? ","answer":"<p>It\u2019s easier than you might think First, figure out your after-tax income. Second, choose a system or a budget app you want to use. Third, create spending categories and break down your sheet by week. Then, write down all of your spending into the sheet or app, and finally - analyze month to month and create a plan for the next 3-6 months.<\/p>\n"},{"question":"How does monday.com help with budget templates?","answer":"<p>monday.com helps teams manage budget templates with customizable boards, dashboards, automations, owner assignments, status tracking, and integrations. Teams can track budget data alongside the tasks, approvals, and timelines connected to that budget.<\/p>\n"}]}],"disclaimer":"","parse_from_google_doc":false,"show_contact_sales_button":"default","custom_header_banner":false,"show_sidebar_sticky_banner":false,"override_contact_sales_label":"","override_contact_sales_url":"","menu_cta_override":{"label":"","url":""}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Create a Budget in Google Sheets [7 Budget Templates]<\/title>\n<meta name=\"description\" content=\"Explore various Google Sheets budget templates and other budget planning platforms, and learn how to use them to manage your budget more efficiently.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/monday.com\/blog\/project-management\/budget-template-google-sheets\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to create a budget in Google Sheets: 7 budget templates\" \/>\n<meta property=\"og:description\" content=\"Explore various Google Sheets budget templates and other budget planning platforms, and learn how to use them to manage your budget more efficiently.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/monday.com\/blog\/project-management\/budget-template-google-sheets\/\" \/>\n<meta property=\"og:site_name\" content=\"monday.com Blog\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-19T02:03:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-10T09:59:01+00:00\" \/>\n<meta property=\"og:image\" 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